Month: March 2019

Quick Credit Now: Online to Minutes Emergency Money

Emergency lending is a widely available and used service in our country. One of their main advantages is the speed of relaxation – answer in minutes – 5, 6, 7, 10, 15, 20 minutes and getting literally a fast credit now in a convenient way.

Make Money the quickest way, right away, the minute at urgent need. We’ll introduce you to suggestions from financial companies that give you money in the fastest way.


  • Approve up to 5 minutes and get the money right away.
  • 24 hours a day, no matter where you are.
  • Online application or by phone, for loans from a secure financial partner.
  • There is a grace period for repayment.
  • There are no hidden charges.
  • There is a possibility to extend the loan term by 7, 15 or 30 days, you can pay the amount due in parts.
  • Every first loan of up to BGN 700, returned for 15 days, has 0 BGN interest, without any cost.
  • The Company has a code of ethical responsibility for responsible lending, a member of the Association for responsible non-bank lending, with international experience in lending.
  • Credit products – Loan to pay – fast credit now from 50 to 700 BGN, repayment term from 5 to 45 days, Loan in monthly installments from 400 to 3 000 BGN, repayment term from 2 to 12 months.
  • Conditions for allocation: permanently living Bulgarian citizens aged 19 to 70 with income and pure credit history.
  • Loans are required to qualify for a loan, which must meet certain requirements or a bank guarantee from a Feratum partner bank.
  • You can always get an official document on the current status of your credit.



  • Approve up to 7 minutes, after online filling and submitting an application, you’ll get the money right away.
  • There are no application fees, no pre-term redemption fees.
  • Working hours – 24 hours a day, 7 days a week.
  • By yourself, you determine the amount you want, you specify the period for which you will return it – take advantage of the credit calculator for accurate calculations.
  • Protected personal data, ethical principles, committed lending, individual approach, satisfied customers.
  • Every first loan up to 600 BGN is free of charge free of charge, returned for 30 days, every seventh is also free of charge, returned within 15 days.
  • Two types of loans: Credisimo to a salary of 100 to 600 BGN, returned from 15 to 30 days and Creditxim plus 200 to 2 500 BGN, with a repayment term of 3 to 24 months.
  • Application conditions – be mature, have a valid ID and proven earnings.
  • You can refinance the loan, you can get a new one before you repaid the previous one, you can reschedule the loan in convenient small installments for a longer period.



  • Online application, money received the same day, translated 5 minutes after maximum approval.
  • Fast credit now up to 700 BGN, repayment term up to 45 days.
  • Loan without a labor contract – for all, regardless of the social situation, without proof of income.
  • Loans without any collateral – no guarantor, no guarantees.
  • There are no application and approval fees.



  • Approval for up to 6 minutes, fast credit now – Cash per day from 50 to 399 lv, Money back to 30 days and Credit line from 200 to 2 000 lv, you get the money instantly – cash at your office or bank account.
  • Online application, necessary documents – ID card.
  • Fixed interest.
  • Individual repayment plans.
  • For credit line, 2 individuals are required to meet the special requirements or a guarantee from a company chosen by the company for which you pay a fee.
  • Loans to unemployed, students, pensioners, women on maternity leave.
  • 0% Cess rate per day for every first loan to new customers who have applied online.



  • Online Apply, Instant Response, Get Money Right Now to Make Your Plans.
  • Affordable loans granted in mutual trust, amounting from BGN 800 to 70 000, repayment period of 6 to 96 months.
  • Fixed interest rate for the entire loan period, calculated only for the period of use of the money.
  • There are no hidden fees and commissions.
  • Fast credit without guarantor .
  • Individual approach and professional solutions for each of you.
  • Various credit products, some of which – non-auto-credits, debt consolidation credits.



  • Approval for up to 15 minutes by a robust international fast-paced company, you get the money the fastest way afterwards.
  • Effective loans ranging from BGN 10 to BGN 1,000 under favorable conditions.
  • Borrowing conditions – 19 years of age, cover the minimum credit requirements and provide correct information.
  • Fast credit now without guarantors, do not need guarantors.
  • There are no hidden fees, there are no registration and money transfer fees.
  • No Visits to Offices – Online Online Application.
  • No weekends, seven days a week and public holidays.
  • The first loan is 0 BGN interest, with 0 BGN taxi, you return as much as you have taken.



  • Flexible credits, with approval and allocation for a few minutes, up to BGN 1,500, a company with long experience in the credit market.
  • Credit calculator and calculations to details to help you know in advance, how much you owe, principal and interest.
  • No hidden interest and charges.
  • Conditions for relaxation – age from 18 to 65 years and good credit history.
  • Every first loan of up to BGN 500 is repaid within 30 days – no interest, no fees, no cost.
  • Repayment of equal monthly installments.
  • You can withdraw an additional amount to an active credit.



  • Round-the-clock with approval within 10 minutes, you will receive the money instantly on a bank account or at a safe house in Easypay.
  • Easy and fast online application, credit only against ID card , credits from 50 to 3 000 BGN, repayment term up to 12 months.
  • Conditions for release – Bulgarian citizens aged 18 and over with good credit history and sufficient income to repay the loan.
  • 0% interest on each first loan up to 700 BGN, returned up to 15 days.
  • You may make partial payments before the due date, you may extend the repayment term.



  • Approval and opinion on a loan of 5 to 20 minutes.
  • You decide and choose the amount you need from 50 to 1000 BGN, within a comfortable timeframe of up to 12 months.
  • There are no hidden interest and charges.
  • Application requirements – to be Bulgarian citizens who have reached the age of 18 with a bank account.
  • Applying and signing the fast credit agreement now – fully online.
  • Credit collateral – you need a guarantor to meet certain requirements if you fail to secure – you pay a penalty.



  • Approval for up to 10 minutes for transparent credits from 50 to 700 BGN, returned for a period of 5 to 45 days, on the territory of the whole country, for maximum utilization of the money in the manner specified by you.
  • Easy on-line application procedure, minimum documents.
  • Application conditions – Permanently living in our country citizens who have reached the age of 18 with a valid identity card.
  • You are in advance aware of the amount of the entire amount you owe.
  • Credit collateral – an individual to secure your loan, or a partner of the creditor.

6 Free Online Loans: and No Income, Fast and Easy

In order to get credit, banks and most financial companies require an employment contract, but there are now many options for easy and fast online credits without a contract, without proof of income, with only an ID card and approval in minutes, and you do not get off the computer.

Not just a loan to a salary but also a loan on a larger amount can be paid without a labor contract. The application process is entirely on-line through the company’s website for urgent and fast online credits.

1. Micro credit – CrediHome

  • Online credit, you claim at any time of the day, without a contract requirement, a loan without proof of income.
  • An amount of 200 to 3000 BGN , repayment term from 9 to 48 weeks or from 3 to 12 months.
  • Loan for Bulgarian citizens aged 18 and up only against identity card.
  • No collateral is required, no guarantors are sought.
  • The application is free of charge; in case of early repayment you do not owe any penalties and future interest.
  • Interest is fixed. It depends on the amount and the repayment term.
  • You get the money in cash.
  • Professional service from a personal credit consultant.
  • Contribution credit – repayment installments are equal.
  • A Certificate of Credit Liability is issued.


  • Online credits without a contract and fast loans up to 4000 leva .
  • Your request is handled instantly and your money is up to you by bank transfer or EasyPay.
  • Unlimited loans – loans for unemployed , people on maternity leave, retirees or self-employed do not have to declare income.
  • Loan from 50 to 1000 BGN for 45 days and Loan in installments from 400 to 4 000 BGN for a period of up to 12 months.
  • Conditions for allocation: Bulgarian citizens aged 18 to 70.
  • Loans without collateral.
  • Two major warranty options: If you can not offer a guarantor, you get a guarantee from the Feratum Bank.
  • Flexible repayment, tailored to financial capabilities – with the electronic calculator, you calculate exactly the contributions you owe.

3. Vivus

  • Online credit – you do not attend an office without requiring a contract.
  • Amount BGN 50 to 1300, repayment term up to 30 days.
  • Urgent online credits – approval within 15 minutes.
  • No guarantors and guarantors are required.
  • Borrowing conditions: Bulgarian citizens older than 19 years, provide all necessary information and cover minimum credit requirements.
  • Every first loan without interest , BGN 0 fee up to BGN 400, returned for 30 days.
  • There are no hidden charges. There are no application, award and management fees.
  • You can extend the repayment period, you can withdraw extra money, you can get a loan even if you already have one to another company.
  • Working time – 7 days a week, on public holidays and on weekends.

4. Free Loan

  • Online credit on the same day without a contract.
  • Up to 700 leva, repayment up to 45 days.
  • money on loan without proving income.
  • For all Bulgarian citizens: unemployed, retired, on maternity leave, self-employed.
  • Loan without collateral.
  • No application fees, your application is approved immediately.
  • You get the money directly on a bank account or at the Isi Pei Cashier.

5. Max Credit – Max Plan

  • Online credit without a contract, loan for all aged 21 to 75 years.
  • Size from 150 to 3000 leva. Maximum amount for first application 700 BGN.
  • You do not need to submit income documents.
  • Apply only with an ID card.
  • No guarantors are required.
  • You get the money within hours of approval, bank transfer, or office.
  • No additional fees and commissions.
  • The repayment is through two-week contributions – a maximum of 22, in an office, at a convenient time and place for you, by bank transfer, Easypay, Epay. You get a document with each payment.

6. Kits

  • Easy and fast online credits without a contract.
  • Amount BGN 50 to BGN 1000, repayment term up to 12 months.
  • Conditions for allocation: Bulgarian citizens over 18 years old, with a bank account and correctly submitted the requested information.
  • Approval up to minutes – from 5 to 20.
  • Free application, online signing of the contract.
  • No hidden interest and charges, no extra costs for early repayment.
  • Credit collateral: credit with one guarantor – individual (needs to meet a number of requirements in terms of employment, credit history, insurance income, etc.), which you must submit within 3 days after signing the contract.
  • You can extend the term of the loan against a fee depending on the number of days, you can refinance the loan if you have repaid 75% of the loan and you are a correct payer.

Generally, the employment contract is concluded between the employer, who ensures the conditions, determines the nature and place of work, and the worker carries out the job. Still, many food seeks urgent online credits without a contract.

The employment contract is always remunerated, the employer pays the agreed monthly salary – a salary on a certain date.

The employment contract and the resulting income are the main source of life for most people.

They are allocated to cover the family’s irreversible costs and remain for repayment installments on loans.

The existence of a labor contract, especially when it is indefinite, is a kind of guarantee, security for the creditor that the loan will return.

It is important to note that contract workers are charged and paid contributions that provide support for the unemployed and disabled due to various social risks – long-term illness, occupational accidents, occupational disease, maternity, retirement age and other .

Imported insurance guarantees payment by the social security system, another is the question of its size.

Imported insurance guarantees payment by the social security system, another is the question of its size.

Credit risk for banks and financial corporations is significantly lower when the borrower has a contract and they are willing to lend at a more advantageous and favorable rate.

The employment contract guarantees income stability and sustainability. It is difficult to find credit without requiring a contract, banks do not grant such. As you have seen, there are a lot of suggestions for fast and urgent online credits without a contract, without proof of income and only with an ID card.

Delegation of Payment State and Public Employees | Credit Loan



The Delegation of Payment is a loan or form of financing that you pay, as well as the sale of the fifth, always through your salary.

The delegation of payment is a loan that can be evaluated even in the presence of a sale of the fifth in progress . This type of financing, in fact, is normally accompanied by the first deduction present in the pay slip and is often called “double fifth” by virtue of the fact that the amount of the maximum installment that can be evaluated also in this case cannot exceed one fifth of the net salary .

Click here for information on the maximum amount that can be obtained with this type of Loan

Click here for information on the maximum amount that can be obtained with this type of Loan

As well as the salary-backed salary , the customers to whom the loan with payment delegation is addressed are employees with permanent contracts

  • state employees
  • public employees
  • municipal employees
  • private employees

here too, it will not be possible to evaluate the delegation of payment for freelancers and in this case also the pensioners for whom it is foreseen, exclusively, the possibility of requesting a loan with a charge of only one fifth to be withheld on the pension.

Are you an employee? To receive a free, no-obligation quote Click here

Are you an employee? To receive a free, no-obligation quote Click here

The practical procedure, even if at a different regulatory level, is similar to that of the salary-backed one.

As mentioned also for private and municipal employees it is possible to evaluate the delegation of payment to employees , it must be emphasized that the evaluation that is made for a private and municipal delegation is not the same as that of state and public employees, in this case it goes also verified the private or parapublic administration for which the employee works.

A fundamental characteristic of this loan with a delegation of payment , which in most cases concerns state employees, is that an agreement has been signed and is in place between the Ministry of belonging and the Financial Institution or the Bank that is providing the loan. .